How to Handle a Car Accident Case

Telare Law

Some states require you to have personal injury protection or PIP coverage, which means that you are only allowed to go beyond what your insurance will cover, and seek compensation from the other driver directly if you have suffered serious injuries as defined by law. If you have any questions, you should reach out to a car accident lawyer, like one from The Law Office of  Daniel E. Stuart P.A..

Some of the reasons that you might be allowed to go beyond your own insurance to seek compensation from the driver directly are listed below. This is not a full list, you should discuss with your car accident lawyer before proceeding if you think that you need to file outside of your own insurance to receive compensation.

  • If you have been permanently disfigured by the accident, you might be eligible to sue the driver directly.
  • If you have a permanent injury or disability after an accident, you may be able to sue the driver directly.
  • If you permanent loss of a bodily function, you should be able to sue the driver directly.
  • If you have a fracture of a weight-bearing bone, you should be able to sue the driver.
  • If you have a compound, compressed or displaced fracture of any bone in your body and you should be eligible to sue the driver directly.

If your case meets the requirements to be considered seriously injured, then your car accident lawyer is going to be able to help you go to trial and prepare. At the trial a judge or jury is going to calculate the percentages of fault for each driver; which means that they will then reduce liability accordingly. So if you are to suffer $10,000 in damage, but you are found to be 10% at fault for the accident, you can only receive 90% of the total damages. And a driver who is 50% or more fault is not going to be able to receive any damage compensation.

There economic damages and noneconomic damages. Economic damages include lost wages because of your injury and require hospitalization and you are going to be missing work. Economic damages also include the repair and replacement of the vehicle, and future medical expenses. It may also include out-of-pocket expenses, such as hospitalization or medication. Noneconomic damages cover things like pain and suffering, disability or disfigurement. Your car accident lawyer is going to be able to help you understand whether you have economic damages and more noneconomic damages to claim.