How To Pay for Injuries After a Car Accident Without Medical Insurance
If you’re faced with extensive medical bills after a car accident, you may need help with the payment. While you may deserve a settlement, compensation does not happen overnight. If you are someone without medical insurance, you may find yourself struggling to pay the high cost of your medical bills. Fortunately, as a car accident lawyer from a firm like Tuttle Law, P.A. can explain, there are ways you can afford the price of treatment and recovery before you receive your settlement.
Here are some ways you can pay for your medical care if you don’t have health insurance.
Check With Your Car Insurance Provider
Before you panic, contact your car insurance provider. In some cases, your car insurance will pay for the cost of your medical bills after an accident. If not your provider, the other driver’s provider may deliver, depending on the coverage under the insurance plan. If you have bodily injury coverage, you may not require health insurance at all.
Ask Your Doctor for Payment Options
Even though you know you deserve compensation for the accident, you still have to pay your medical bills until you receive your settlement. If you cannot afford to pay the bills because of a lack of insurance, speak with your medical provider about payment options. Some offices will allow you to set up different payment options. However, you should never refuse to pay because the office could file a lawsuit against you for lack of payment.
File a Personal Injury Claim
If you suffered injuries in a car accident due to another driver’s negligence, you may be owed compensation for the cost of your medical bills. Keep in mind that while you file a claim, you still have to work out some form of payment with your medical provider. It can take months to receive a settlement from an insurance company or to win a claim.
After speaking with a lawyer, some medical providers will put a lien on your settlement. In this case, you may not have to pay any money to the doctor until you receive your payment. When you receive your money, the provider gets an automatic percentage.
If you do not have medical insurance, it doesn’t mean you don’t deserve care. You can still receive compensation for your medical costs. If you are struggling to pay your bills after a car accident, set up a free consultation with a car accident lawyer to determine what steps to take next.